But someone who does not know, and then does something wrong, will be punished only lightly. When someone has been given much, much will be required in return; and when someone has been entrusted with much, even more will be required. - Luke 12:48 When your income varies from week to week as an entrepreneur, budgeting can be difficult. When I first became an independent contractor, there were no longer exact amounts that were predetermined for my weekly income. However, that didn't change that James and I wanted to be good stewards with our resources. My husband, who is unbelievably smarter than I am in this area, developed this Excel tracker to help us: Give back to the Lord through tithing Put money back for taxes (quarterly or at the end of the year as an independent contractor) Put money back in personal savings responsibly Pay off student loans Manage multiple income streams Formulas in the Stewardship Income Tracker automatically calculate: Weekly, Monthly & Annual Income (Actual income & averages) 10% tithe to the local church (Malachi 3:10) 20% for taxes (Mark 12:17) -- This is an average & can be edited to caluclate a more accurate percentage for [...]